Igor Masten Ph.D
Partner - Financial advisory

Igor Masten is the managing partner of EconLab. He specializes in quantitative risk management and economic modeling & intelligence. His clients range from financial institutions and energy suppliers to public institutions. As project lead, he supported international banking clients in development of IRB models, and EBA stress testing. Before founding EconLab, Igor worked at the Central Bank of Slovenia (BoS) as Head of Research. In this capacity he supervised the development of Central bank‘s stress testing and economic modelling capacity. Prior to joining BoS Igor served as the Head of Risk Committee of the Supervisory board of an international banking group. By combining strong academic background and experience in central and private banking Igor possesses a unique understanding of the business and regulatory environment. His extensive experience in macroeconomic modelling is an asset in stress testing and IFRS model implementation.

Miha Kristl FRM
Partner - Banking advisory

Before joining EconLab, Miha was Executive Director for bank supervision at Bank of Slovenia, where he was responsible for micro-prudential supervision. This includes the development, maintenance and roll-out of the supervisory framework, on-site and ongoing supervision of the credit institutions, licensing process, transposition of the European prudential regulation to Slovene laws and regulations and issuing guidelines to the banking community. In his capacity Miha represented BoS at several regulatory authorities, for example Miha was a member of Board of Supervisors at EBA, as well as member of several high-level working groups at Single Supervisory Mechanism (HLG for SREP, stress testing, simplification, etc). Prior to working for BoS, Miha gathered over 10-year track record at leading banking groups in the CEE region (both at subsidiary and head-office level), where he was managing large teams and successfully completed several strategic projects.

Aleš Groznik Ph.D
Partner - Business advisory

Aleš Groznik is a partner at EconLab and an IT enthusiast. He believes that across every industry, digital technologies are redefining the way consumers engage and companies compete. Aleš specializes in performance improvement through technology and has led companies through a journey of business transformation fueled by information technology. He is helping our customers in transforming their business and IT strategy with the use of contemporary IT and analytics. A mix of technology, data science and optimization of operations brings value to our customers. Ales led many projects that embeded advanced digital capabilities across operations, from the factory floor to supply chain and customer service operations. These projects transformed IT function with the modernized capabilities needed, from the right system architecture and operating model to an effective cost structure, to support the company’s digital future.



Aleš Pogačar
Senior Manager
Ales is a specialist in quantitative risk management, especially credit risk management. With strong programming skills in Python, SQL, Stata and VBA, Ales excels at credit rating , PD, LGD and EAD modelling. He is commonly hired by Big 4 firms as an auditor of banks, assessing the suitability of such models with respect to Basel, IAS 39 and IFRS 9 standards. Ales is also skilled in other banking areas, such as data quality management, database modelling, customer retention, interest rate risk, ICAAP, reporting automatization and software development. His knowledge of regulatory standards and guidelines include all Basel accords, EBA guidelines and IFRS 9 impairment standard.
Matej Kozjek
Before joining EconLab, Matej worked as senior associate in Grant Thornton Slovenia. He also held an analyst position in Deloitte financial advisory services Slovenia, where his main focus was financial and banking sector. During his time with Deloitte he participated in an AQR of a major Slovenian bank and participated in NPL studies of Slovene banks. His main area of work is modelling and risk management with additional focus on banking sector and power markets. Additionally he has in recent years worked as a contractor on a project for the BAMC (Bank Asset Management Company in Slovenia) and few independent corporate finance (mostly M&A) projects.
Niko Järnberg
Before joining EconLab, Niko worked as a manager at Crowe Horwath Slovenia. He has also held a senior associate position in Grant Thornton Slovenia. His main areas of expertise are enterprise risk management, risk modelling and power markets. In the field of corporate finance he has experience in transaction advisory, project finance and building comprehensive financial models. His analytical capabilities include the use of Matlab, Stata and Crystal ball. In addition to advisory work he has also been the project lead and subject matter expert in development of  enterprise risk management application that is widely used by large Slovenian corporations.
Blaž Kovač
Before joining EconLab, Blaž held a senior associate position at Grant Thornton Advisory Slovenia. Prior to that, he worked as a quantitative analyst in two leading energy companies in the region where his main focus was model development and data management with development of data parsing software. Additionally, he was also in charge of quantitative analysis of Crude oil and Coal markets. In Grant Thornton his main area of expertise was credit risk modelling with focus on stress testing, IFRS 9 impairment models and their interaction with the Basel framework. He also implemented ECB‘s STAMP€ modeling framework for an Irish pillar bank.