Miha Kern joined the EconLab team in 2023. His work for EconLab includes development of credit and market risk models in addition to stress testing. Prior to joining EconLab, Miha gained experience working in banking in the field of asset and liability management. His work in the banking industry was focused on time series modelling.Miha is currently finishing Statistics master’s program at University of Ljubljana. He holds an undergraduate degree in Money and Finance from the School of Economics and Business, University of Ljubljana. Miha is an experienced user of R, Python, SQL, LaTeX, and Mathematica.